The Health Insurance Portability and Accountability Act or HIPAA, limits exclusions for preexisting conditions and prohibits discrimination against employees and their dependents based on medical information under most group health insurance programs. It also guarantees the privacy of medical records, and guarantees the availability of health insurance coverage for small employers.
The HIPAA Information Sheet provides details on creditable coverage, preexisting conditions, and discrimination. It also includes accurate, up-to-date information on special enrollment rights for employees in case of separation, divorce, death, termination of employment and other catastrophic events. The HIPAA Information Sheet is printed with a distinctive blue “first aid” background to make sure you’ll never hand out the wrong one by mistake.